Voluntary benefits provide an additional layer of financial protection for you and your family. These benefits will help cover any extra out-of-pocket expenses if you suffer an unexpected, serious illness or qualifying accident.
Accident Insurance
A cash benefit paid directly to you when you face an unexpected, covered accident, such as an ankle sprain or arm fracture. The Accident Insurance plan provides 24 hour coverage and includes a wellness benefit for receiving preventive care as well as AD&D benefits. You canalso enroll your dependents. The table highlights only some of the covered benefits:
Accident Insurance Wellness Benefit
$50 per insured person per year for completing routine wellness screenings.
The tables below highlight some of the key benefits covered under this plan and give an example of how this plan would pay out for a broken ankle.
Some Covered Benefits | Benefit Amount |
|---|---|
| Hospital Admission | $1,000 |
| Daily Hospital Confinement (up to 365 days) | $200 |
| Daily ICU Confinement (up to 15 days) | $400 |
| Burns | Up to $10,000 |
| Ambulance (ground/air) | $200/$1,000 |
| Emergency Treatment | $150 |
Accident Insurance Plan | Per Pay Period |
|---|---|
| Employee Only | $5.78 |
| Employee + Spouse | $8.75 |
| Employee + Child(ren) | $10.87 |
| Employee + Family | $14.84 |
Example: Broken Ankle | Benefit Amount |
|---|---|
| Emergency Room | $150 |
| Broken Ankle, Closed Reduction (no surgery) | $900 |
| Crutches | $100 |
| Physical Therapy (6 per accident) | $25 |
| Physician Follow-Up (6 per accident) | $75 |
| Total Dollars Payable to Team Member | $1,250 |
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